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Negotiating With the Insurance Company

Negotiating With the Insurance Company

After a car accident, you are likely to have two major areas of disagreement with your insurance company. The first is the value of your car if it is totaled. You are going to need money to buy a new car. The second is how much you should be compensated for pain and suffering you incurred from the accident.

The insurance company makes its decisions solely on whether it is good for their business. The company will want to pay the smallest amount possible and is not likely to care about your needs except as they relate to a good business decision. In fact, many of the decisions insurance companies make are based on a computer program that suggests a payment amount rather than a human being.

When you negotiate with an insurance company adjusters, unless you are very knowledgable about insurance practices, it may be easy for them to take advantage of unsuspecting injured parties. You can expect the first offer of payment is not likely to be the last offer. However, if you accept the first offer, the claim is over and you will be required to sign papers that keep you from reopening your claim if you later discover there are additional expenses.

We find all too often that information about expenses and pain and suffering are not always available right at the beginning of a case. Therefore, we almost always suggest the case not be settled at the beginning unless there is some other compelling reason to settle.

Contact the Daytona Car Accident Lawyers at the Law Firm office of Zimmet & Zimmet for further help needed.

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