[{"@context":"https:\/\/schema.org\/","@type":"BlogPosting","@id":"https:\/\/www.zimmetzimmet.com\/blog\/importance-reviewing-car-insurance-policy-regularly\/#BlogPosting","mainEntityOfPage":"https:\/\/www.zimmetzimmet.com\/blog\/importance-reviewing-car-insurance-policy-regularly\/","headline":"The Importance of Reviewing Your Car Insurance Policy Regularly","name":"The Importance of Reviewing Your Car Insurance Policy Regularly","description":"Being under insured can have devastating effects after a\u00a0car accident. A good rule of thumb is to review your car insurance policy regularly to ensure you have adequate coverage in the event the unthinkable occurs. When to Adjust Your Car Insurance Policy There are certain circumstances under which you should always review your car insurance...","datePublished":"2018-05-23","dateModified":"2025-02-27","author":{"@type":"Person","@id":"https:\/\/www.zimmetzimmet.com\/blog\/author\/zimmet\/#Person","name":"Zimmet & Zimmet","url":"https:\/\/www.zimmetzimmet.com\/blog\/author\/zimmet\/","identifier":8,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/3010bdac5ced5112b2840e84f5233c0b7d763a33cb3d5b6de07a5a4b44884d69?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/3010bdac5ced5112b2840e84f5233c0b7d763a33cb3d5b6de07a5a4b44884d69?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"Zimmet & Zimmet","logo":{"@type":"ImageObject","@id":"https:\/\/www.zimmetzimmet.com\/wp-content\/uploads\/2024\/11\/footer-logo-blue.svg","url":"https:\/\/www.zimmetzimmet.com\/wp-content\/uploads\/2024\/11\/footer-logo-blue.svg","width":0,"height":0}},"image":{"@type":"ImageObject","@id":"https:\/\/www.zimmetzimmet.com\/wp-content\/uploads\/2024\/11\/importance-reviewing-car-insurance-policy-regularly.jpg","url":"https:\/\/www.zimmetzimmet.com\/wp-content\/uploads\/2024\/11\/importance-reviewing-car-insurance-policy-regularly.jpg","height":200,"width":300},"url":"https:\/\/www.zimmetzimmet.com\/blog\/importance-reviewing-car-insurance-policy-regularly\/","about":["Insurance Companies","Personal Injury"],"wordCount":570,"keywords":["Personal Injury Attorney","Reviewing Your Car Insurance Policy Regularly"],"articleBody":"Being under insured can have devastating effects after a\u00a0car accident. A good rule of thumb is to review your car insurance policy regularly to ensure you have adequate coverage in the event the unthinkable occurs.When to Adjust Your Car Insurance PolicyThere are certain circumstances under which you should always review your car insurance policy. These include:When You Get a Raise\u00a0\u2013 When you get a raise, you should reevaluate the amount of coverage you have. Often, young people carry the minimum amount of insurance required by law. When you can afford a bit more insurance, you should consider increasing the limits of your policy.If You Are Purchasing a Home\u00a0\u2013 As a new homeowner, you may qualify for a reduced rate on your car insurance if you bundle it with your homeowner\u2019s insurance policy.When You Get a New Job\u00a0\u2013 If your new job increases or decreases your commute, or if it eliminates your commute all together, you may qualify for a better insurance rate.When You Marry or Divorce\u00a0\u2013 Increasing or decreasing the number of regular car drivers can impact your premiums.Any Time You Add or Remove Drivers from Your Policy\u00a0\u2013 Adding or removing drivers can also impact your insurance rate, especially if it\u2019s a younger driver being removed.Supplemental Under Insured Motorist and Uninsured Motorist Coverage (SUM Coverage)Supplemental Under Insured Motorist and Uninsured Motorist coverage, also referred to as SUM coverage, provides you with insurance coverage in the event you are injured by a motorist who doesn\u2019t carry insurance, or doesn\u2019t carry sufficient insurance to cover all of your injuries. SUM insurance can be rejected in writing by policy owners, according to\u00a0Florida law.Take a moment to check your policy to make sure you are protected to the maximum amount possible, especially since this type of coverage typically only costs a few dollars a year. It can \u2013 and often does \u2013 make all the difference if you are hit by a driver who failed to carry insurance or failed to carry adequate insurance.It\u2019s important to understand that if your insurance policy is $100,000\/$300,000, this refers to the amount of money your insurance policy will pay\u00a0someone else\u00a0if they are injured in a car accident that was your fault. How much will your insurance company pay\u00a0you\u00a0if someone else is at fault and doesn\u2019t have insurance? That figure is found in your SUM coverage, which is why it is so important to make sure you have adequate coverage.If You Have Been Injured in a Car CrashIf you have been injured in a car crash, you need a\u00a0personal injury attorney Daytona Beach\u00a0who can protect your interests. You may be entitled to compensation for lost wages, medical bills, physical therapy, and future medical needs. Keep in mind, however, that the state of Florida limits the amount of time you have to file a claim.The attorneys at Zimmet & Zimmet are well-versed in personal injury cases stemming from car accidents. We have the required experience and expertise to ensure maximum financial recovery so that you can focus on healing.\u00a0Contact us\u00a0today at (386)-255-6400 to learn more.Have you been injured in an accident or fall? Do You have question and want to know your legal options. Call 386-255-6400\u00a0for a free consultation and remember there is NO FEE unless WE Win."},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Blog","item":"https:\/\/www.zimmetzimmet.com\/blog\/#breadcrumbitem"},{"@type":"ListItem","position":2,"name":"The Importance of Reviewing Your Car Insurance Policy Regularly","item":"https:\/\/www.zimmetzimmet.com\/blog\/importance-reviewing-car-insurance-policy-regularly\/#breadcrumbitem"}]}]